iconFeatured

Soaring from the Western Europe, Austria Card is known by far for its innovative yet remarkable products, be it in the payment or the ID sector. Continuously conquering the world of contactless, Austria Card has made its presence known & felt by its great movement, especially with the dual interface cards which serves as a pace setter among many countries.

There has been a newly renewed outburst of interest in biometrics in the cards industry and how it can be applied to cards to enhance security & ease of use. Biometric scanners come in different shapes and sizes and also differing in technologies on the card body part. 

The increase intention in ID card and e-Document forgery may seem to be getting out of hand recently, especially when criminals are going up and beyond, to achieve their goals by attacking the weaknesses in the personalisation process itself. There are many ways to increase security measures on an ID card which includes but not limited to laser engraving, lamination overlay and more. 

iconLatest Press Releases

12 February 2015
ICC Solutions announces the immediate availability of M-TIP 2.0 test suite release  running on the industry leading ICCSimTMat test tool platform and which supports the newly released MasterCard Test Selection Engine (TSE). A number of Acquirers successfully used the TSE enhancements featured in this M-TIP test suite during pilots of TSE. M-TIP 2.0 will be officially released by MasterCard for use since February 18, 2015.
 
TSE is a stand-alone Microsoft Windows application replacing M-TIP Questionnaires and Test Case User Guides offering benefits that include contact and contactless test plan selection and test case description in a single consolidated environment; a user-friendly interface facilitating the collection  of terminal configuration details and test results; new and enhanced functionalities, like formal  description of acceptance criteria, test case versioning, automated test plan update and incremental testing capabilities; better integration with M-TIP qualified tests tools and M-TIP service providers. Dave Maisey, CEO commented, “The TSE features introduced by MasterCard in M-TIP 2.0 will further extend the terminal testing efficiency experienced by our clients using ICCSimTMat; M-TIP test suite to perform contact and contactless M-TIP EMV chip terminal integration tests for formal approval with MasterCard.”
11 February 2015

More than one million Optelio contactless EMV cards has been deployed in a year for Banco Santander Brasil, through Santander Universities. These University Smart Cards (USC) are issued to universities in Brazil with agreements with Banco Santander and represents the largest deployment of its kind in South America. This solution combines the security of EMV with the speed and convenience of contactless transactions using MasterCard PayPass features. It also offers a range of features including digital ID for access to university facilities, as well as a variety of everyday features and student services, while eliminating the hassle and risk of carrying multiple cards and cash. The multi-application card allows students - who are also, optionally, Santander's customers - to access their bank accounts and make low-value purchases by simply waving their card in front of a contactless reader. "Millions of secure USC are already activated and growing every day across Brazilian university campuses," said Diego Schpilberg, SVP of Secure Transactions for Latin America at Gemalto. "Students love the new technology because it simplifies campus life and payments while improving security, giving Santander the opportunity to start building brand loyalty early, with many first time bank users."

10 February 2015

More than 600 executives gathered in Salt Lake City at the SCA Payments Summit to share insights and collaborate on making 2015 a successful year in implementing new, secure and convenient ways to pay with EMV chip cards and mobile devices in retail and transit. As the Payments Summit moved into its second and third day, discussions went deeper into the business and implementation considerations for transit, EMV chip and mobile payment and authentication technologies emerging in the U.S. As for the public transportation and contactless and mobile payment, Oliver Manahan of MasterCard pointed out that the EMV chip migration is the perfect time for U.S. merchants to turn on contactless payment. Karen Czack said Americans Express is very supportive of contactless payments and pointed to Transport for London (TfL) as an example of what can be achieved when you get it right. As for the chip acceptance experience for merchants, ATM and petroleum, Mitzie Waters of Bank of America Merchant Services said that their merchant customers who are early adopters of chip are largely going ahead and completing their certification for credit only and will add debit as the second step. On the subject of migrating ATMs to chip, Deborah Spidle of Paragon Application Services told attendees that, fortunately, the vast majority of ATMs in the country can be upgraded by changing the chip reader and the application kernel. 

09 February 2015

Cubic Transportation Systems and TfL are celebrating a win after TfL’s contactless payment system was awarded Best Bank-Card Ticketing Scheme at the 2015 Transport Ticketing Awards. The contactless scheme was first introduced on London buses in 2012, and was extended in September 2014 to cover all modes of travel on the world’s largest contactless pay-as-you-go network – covering bus, rail, tube and tram. “Bringing contactless bank card payment to London’s entire transit network required innovation at a global scale and a readiness to engage with the mobile payments ecosystem to create and implement a transit transaction model, solving the principles of using contactless bank cards on transport,” says John Hill, MD of Cubic Transportation Systems Europe. “This was a fantastic partnership endeavour and throughout the payments industry, it is clear the knock-on ‘halo effect’ produced by London’s success has led to a boost in the wider acceptance of contactless across the board.” Cubic’s legacy Oyster smart card helped set the stage for London to become the first major city in the world to accept contactless bank cards for payment. Since contactless was introduced, the uptake has steadily increased each week. 

04 February 2015

A recent survey conducted by Compass Plus has revealed that consumer trust in newer payment methods has declined significantly in the last year. However, despite this lack of trust, the results also demonstrate that consumers are still increasing the breadth of channels they use to make payments. The survey, in which 650 UK residents answered questions about their banking and payments habits, found that 71.3% of respondents believed mobile payments to be the least secure payment method. The results show that whilst the number of people making mobile payments has increased, nearly double the amount of people perceive the mobile device to be the least secure when compared to the 2013 Compass Plus survey results (38%). Contactless payments with contactless cards (46.8%) remained solidly in in second place (41.7% in 2013) on the list of the perceived least secure ways to pay. For the third consecutive year, cash was seen as the most secure (72.6%), and over the last year trust in debit and credit card payments on both the high street and over Internet increased by over 20%, in some cases doubling the respective figures from 2013. This illustrates that whilst the majority of consumers feel that certain payment methods are not as secure as others, when given the option they will still choose to use them if they offer convenience, though not nearly to the same frequency as the more trusted options.

04 February 2015

MasterCard celebrated the official opening of a new Technology Hub in India. The facility in Pune, together with its Vadodara counterpart, represents the company’s largest Tech Hub outside of the US. It will be a key part of the company’s strategy to drive the development of cutting-edge payment technologies aimed at enabling a cashless world. The opening of the India Tech Hub also demonstrates MasterCard’s support for the India government’s focus on growing technology opportunities through initiatives such as “Digital India” and its emphasis on promoting financial inclusion through digital and mobile services. The new Tech Hub allows for increased collaboration between engineers and developers based in India and MasterCard’s global innovation teams. Teams in India will be developing solutions that enhance online transactions and the payments value chain, as well as innovations around mobile and contactless payments services. With the rich pool of skilled talent available in India, the company intends to significantly increase the number of technologists in the near future.  “The Tech Hub teams in India will be playing an important role in creating and supporting payments innovations that will be used around the world,” said Ari Sarker, MasterCard Division President, South Asia and Country Corporate Officer for India.

04 February 2015

The United States’ migration to EMV-standard chip-and-PIN cards, and the growing demand for contactless technologies, defined a high-growth payment card market in 2014, according to the Smart Payment Association (SPA). Preliminary figures, released in advance of the SPA’s annual review of the card payment market, show over 1.5 billion smart payment cards where shipped globally last year, with some 40% featuring contactless ‘tap and go’ technology. The United States, the only major market not to have previously adopted EMV-standard cards, accounted for 185 million card and module shipments as the country makes the transition to chip-and-PIN. This number was significantly higher than the 30 million cards shipped in 2013 – reflecting growing enthusiasm from the country’s regulators, banks and retailers to combat card fraud on a national scale. Contactless technology continued its rapid global growth. In 2014, four out of every ten smart payment cards featured the ‘tap and go’ technology, with SPA members shipping a total of over 600 million contactless payment cards in the year. This figure represents a year on year growth of 35%, with much of the increase driven by Europe and Asia, where contactless cards represented slightly more than 50% of total shipments in 2014. In the US, less than 10% of cards shipped in 2014 featured contactless technology – a figure in line with the maturity of the EMV market.

29 January 2015

UnionPay International and Bank Mandiri jointly signed a MOU in Jakarta recently, agreeing to launch UnionPay card acceptance in all ATMs under the bank, and further discuss co-operation on UnionPay card issuance on the local market and online payment, and expand the acceptance of UnionPay cards. Shi Wenchao, President of China UnionPay, and Rico Ustavia Frans, Senior EVP of Bank Mandiri, were present at the ceremony. Over the recent years, more and more Chinese people travelled to Jakarta, Bali Island and other places in Indonesia and China has also become Indonesia’s largest trade partner and tourist source country as well as one of the major destinations for Indonesian students to study abroad. UnionPay cards can now be conveniently used in Indonesia and will be accepted by over 40% of the local ATMs after this cooperation. In addition, UnionPay cards can also be used for purchases in duty-free shops, restaurants, hotels and other places frequently visited by tourists. Shi Wenchao said China and Indonesia have witnessed closer relationship in trade and personnel exchanges with the implementation of the “Maritime Silk Road” strategy. By seizing this opportunity, UnionPay is proactively pushing forward the expansion of the scope of co-operation and the deepening of relationship among all parties in Indonesia in respect of the bank card industry and UnionPay card services. Moreover, UnionPay is also accelerating the development of UnionPay card services in an innovative manner to better serve UnionPay cardholders and support the development of the bank card industry in Indonesia.

29 January 2015

WAY4 Host Card Emulation software supports cloud technology specified by Visa and provides value-added financial services for customer attraction and engagement via mobile. WAY4 HCE allows banks to issue virtual cards on a phone instantly. In this way a bank can make an existing card NFC-enabled on a smartphone, issue a mobile copy of a lost card, or create a new card while the plastic version is in production. To support the service, WAY4 provides the bank with a cloud where all security data elements are stored and available for authorisation. Moving the security element from the SIM card to the cloud means removal of the need for an intermediary between the bank and the merchant, such as a mobile operator or another TSM. As a result, the project to launch the NFC service is simple and quick with lower costs. Using this solution, a bank can save on issuing plastic, restoring lost cards, and delivering cards. The service improves a customer experience, increasing client loyalty and strengthening the bank’s brand.

28 January 2015

AdvanIDe announced it has expanded its senior management team and reorganised operations to strengthen growth opportunities in established and emerging market segments for secure access, secure identity, and secure transaction solutions. As part of the reorganisation, industry veteran Joe Lo has joined AdvanIDe as segment head for the company’s new Secure ID & Transactions business, operating out of the company’s Singapore headquarters office. Holger Winterhalter, previously AdvanIDe’s head of line management, will be segment head for the newly created Secure Access business segment. “These are important growth markets for AdvanIDe,” Joe Lo said. “Our sharpened focus on those vertical markets will enable AdvanIDe to build on our strengths in RFID transponder, chip card, reader and terminal components so that we can deliver the specialised expertise and comprehensive portfolio offerings that our customers require.” As the head of AdvanIDe’s new Secure Access segment, Winterhalter will be responsible for expanding business opportunities in the access management and control, automated fare collection, object identification, embedded NFC, industrial and related sectors.